No one likes to talk about getting older, dying or death. It’s tough to talk with loved ones about those subjects, especially when it comes to long-term care issues. However, at Berg and Associates, P.A. we have found that in many situations there is relief when family members express their individual wishes for long-term care and end-of-life options.
It’s an important conversation to have, and it’s vital to prepare for the cost of long-term care. Statistics show that a part-time aid can cost more than $21,800 a year and that a semi-private room in a nursing home will be more than $78,000 annually. Medicare does not pay for nursing home services.
So, do some research. Build a circle of support. Check out area nonprofits that specialize in senior issues, diseases and services. (Click here for a list of some of the area organizations that may be of help.) Make sure your loved one’s medical and financial professionals are involved in any of the decision-making. Remember, you are not alone. There are millions of people facing these questions every day.
The experience and knowledge of an elder law attorney is important for the success of your family’s plans. At Berg and Associates, P.A. we can answer all your questions regarding long-term care planning and insurance, nursing home care, durable power of attorney and health care surrogate.